Ahip Module 1 Exam Questions With Detailed Verified Answers 100% Complete And Graded A+ Latest 2024-2026

Ahip Module 1 Exam Questions With Detailed Verified Answers

AHIP module 1 1. Mr. Alonso receives some help paying for his two generic prescription drugs from his employer's retiree coverage, but he wants to compare it to a Part D prescription drug plan. He asks you what costs he would generally expect to encounter when enrolling into a standard Medicare Part D prescription drug plan. What should you tell him? – ANS-b. He generally would pay a monthly premium, annual deductible, and per-prescription cost sharing. Correct 2. Mr. Bauer is 49 years old, but eighteen months ago, he was declared disabled by the Social Security Administration and has been receiving disability payments. He is wondering whether he can obtain coverage under Medicare. What should you tell him? – ANS-d. After receiving such disability payments for 24 months, he will be automatically enrolled in Medicare, regardless of age. 3. Mr. Buck has several family members who died from different cancers. He wants to know if Medicare covers cancer screening. What should you tell him? – ANS-c. Medicare covers periodic performance of a range of screening tests that are meant to provide early detection of disease. Mr. Buck will need to check specific tests before obtaining them to see if they will be covered. Correct 4. Mr. Cappadonna would like to purchase a Medicare Advantage (MA) plan and a Medigap plan to pick up costs not covered by that plan. What should you tell him? – ANS-b. It is illegal for you to sell Mr. Capadona a Medigap plan if he is enrolled in an MA plan, and besides, Medigap only works with Original Medicare. Correct 5. Mr. Denton is 52 years old, has recently been diagnosed with end-stage renal disease (ESRD), and will soon begin dialysis. He is wondering if he can obtain coverage under Medicare. What should you tell him? - ANSa. He may sign-up for Medicare at any time however coverage usually begins on the fourth month after dialysis treatments start. Correct 6. Mr. Diaz continued working with his company and was insured under his employer's group plan until he reached age 68. He has heard that there is a premium penalty for those who did not sign up for Part B when first eligible and wants to know how much he will have to pay. What should you tell him? – ANS-b. Mr. Diaz will not pay any penalty because he had continuous coverage under his employer's plan. Correct 7. Mr. Hernandez is concerned that if he signs up for a Medicare Advantage plan, the health plan may, at some time in the future, reduce his benefits below what is available in Original Medicare. What should you tell him about his concern? – ANS-a